Home game settle-up
Type each player's buy-ins and what they ended with. We check the totals match, then list the fewest payments that square everyone up.
Nothing you enter leaves your device. No accounts, and nothing is saved: close the page and it's gone.
Disclaimer
Home game settle-up (a calculator). It only does arithmetic on the numbers you type. It doesn't move money or keep a record, so check the list with your group before anyone pays. Nothing you enter leaves your device.
How it works
Up or down. For each player, what they ended with minus what they bought in for. Rebuys can go in one box with plus signs, like 100+50+50.
The totals have to match. Everything that went in should still be on the table. If the players ended with more or less than went in, we say by how much and wait for you to fix it, because any list of payments would be wrong.
Fewest payments. Players who are down pay players who are up. We look for the largest number of small groups whose ups and downs cancel out, since each group can settle without touching the others, and that gives the fewest payments possible. With up to 20 players who aren't even, we check every grouping; that's more than any home game we know of.
Example. Mike is up $200 and Sam is up $50, while Joe is down $150 and Ann is down $100. Joe pays Mike $150, Ann pays Mike $50, and Ann pays Sam $50: three payments.